Growing Up

I'm wondering...when did you decide it was time to get life insurance? We don't have any money right now but I'm thinking that it would be a good idea to get something going when we can in case something happens to us for the kids. I never knew there were different policies until I looked at http://wholesaleinsurance.net. LOL! Guess I should start reading up on all this "grown-up" stuff huh? I'm still such a kid at heart that I never thought about doing any of this stuff, especially at my age now. Man do I feel behind.

Investments

I know nothing about investment banking nor do I know what that really means to begin with. I thought about doing some sort of investing once but then I started reading, got confused, and put it on the back burner. LOL I really didn't want to be one of those women that knows nothing about money and ends up in a bad place because of it but that stuff is SO beyond me! Like I know what private placement memorandum or any of that stuff is or what it means. I can read it a thousand times over and still be in the same place where I started. I guess that's why people hire other people to do it for them but then there's a level of trust that I'm not sure I'll ever have because it's all money.

Goals

I think it's funny but it's also pretty sad, I finally have goals for this year. I haven't had any in a long time because of how bleak things have looked but I know that there's a way and I just need the will now. This year I plan on starting a business, save for a great Christmas, make lots of money, on top of all the other small things I want to accomplish around the house and with the family. I think the topper will be if I can singlehandedly pull off a vacation or two. How cool would that be?! I'm really excited about this now and hope I don't die off and end up in a slump as with years past. Go me!

It's Happened

We finally got the boot from the insurance that we had which I've seen coming for a while now but couldn't do anything to stop it. It's such a pain working with the government. So, I'm going to be hitting up all the free insurance quotes trying to find something that I can afford unless I can get us back on but that won't be any time soon knowing them. Ugh, I wish this stuff was easier. Hopefully I can get back on and find something to help double our coverage so that I don't have to worry about all this later on. What a pain!

That's Interesting...

I was helping my friend shop for her dad and came across something that puzzled me for a second. She was getting him cigars so we were price comparing online and there was this one brand called Acid cigars. For a second I thought it was a novelty with an interesting name but it's really a fine quality brand. I wouldn't know since I've never smoked cigars nor do I know anything about them...but I did get a good interest after seeing that one. LOL

Let the Countdown Begin...Again

Well, despite being sick and damn near falling apart we survived Christmas. Thank God it's over man. Now there's only 362 days left till the next one. LOL I don't even wanna think about it. Each year I've ended up trying to barely make it because something will happen to us financially and we're stuck. NO MORE! That will SO not happen to me ever again. If it kills me I'm going to save every month so that there will be more than enough for next year. As it is I'm scrambling once more for their birthdays that are coming up in a week or so. I'm totally tired and ready for a vacation all about me.

The Doctor Visit

The last time we took dd to the doctor I was so disappointed. They had a new receptionist and we were told that she couldn't be seen because we were late. We were only five minutes when she said 10 and that was only because we couldn't find parking so it was a technicality. I tried to tell the girl that if we had to reschedule my daughter would be late on her shots because it takes at least a month to get an appointment but she insisted that this is the way things are done. I was fuming.

So a month later we went back, she got her shots, and I told the doctor what happened and that we would be leaving to go some where else. She felt badly but didn't really say anything that would change my mind so that was it for me.

I knew that it would be tough going to that office since she was assigned there and they are a family practice so appointments would be hard to get. The bad part was that even for a family office, they didn't have anything proper for kids. The exam tables weren't even what they were supposed to be for what they are. I hate the system. Hopefully it won't be long before we can afford our own insurance!

What Color IS That?

The lighting in our house is totally terrible. Everything is really dim and kind of yellowed or something and you never can see anything properly. I bought a couple of lamps for our room to help even things out but then it's seems like such a waste having so many lights on to begin with.

My mom is pretty retarded about the whole thing and the lamps that she has bought were solely for the design style and serve no functional purpose what so ever. It's startling when she first brings one home and you turn it on and it does nothing but lightly glow the area around it.

All of the fixtures in the house are poorly placed on top of being badly lit. I saw some really nice ones by Dolan Designs once and think that they would go with a lot of what she's looking for since we already have something like the wall lanterns outside that they make. I wish we could have redone all of these like yesterday or earlier so it didn't hurt so much to try to read or anything in the house.

SICK

I came down with something today and I feel HORRIBLE. Hopefully it passes quickly because I felt fine until earlier today and I'm already coughing. It's incredibly painful though, my lungs are really tired and my chest is sore.

I loathe being ill, especially around the holidays but it seems inevitable because of the stress that comes with the holidays. I have gotten smarter over the years and instead of staying up as an actual baker would, I've learned some no-bake recipes for our family gathering. That makes things much easier. Some how I still end up wrapping gifts after the Christmas Eve party anyway though. LOL

Winter Woes

My sister in law lives in Florida and I almost fell over when I saw her on Facebook saying that she actually had to turn on the air conditioner! It's so cold and rainy here that I wish we could be like that. Although, I'm not at all jealous about the humidity difference though. LOL I hate being sticky. Anyway, I'm kinda thinking that we should do like the birds and migrate south every winter, or at least part of it. That would be nice, heading to panama city beach or something every year and escaping the cold. Well, I can dream right? LOL

A New Toy

On Black Friday my mom and I stopped onto Bed Bath and Beyond and ended up in front of a lady doing a demo of the Kreurig coffee maker thing. I normally hate seeing those people because then I end up feeling like I have to buy something but this time I was actually impressed. This thing did everything you'd want it to do for what it is. Now I'm all over the place trying to find one on sale but most everyone has it for the same price. It's funny to see the marketing some stores do, as if you don't price compare, and will mark the "original price" way up to make it appear to be lower but it's the same as everywhere else. Go figure.

It's Been a While...

Tis the season...and work load. I've been totally swamped with work the last couple weeks and it seems to never end. Every job I end up with ends up being busier than anything during the holidays. I often wonder if there's a job that isn't like that. The good part is that no matter how bleak the year seems, I always am able to afford some kind of Christmas for the kids. I do wish the work was spread out through the year istead though. It's really hard to try to manage my schedule with all of the other activity going on.