If there’s one thing that I regret so far it is that I didn’t keep my credit score up. I really didn’t understand what I was getting into when I wasn’t able to pay my bills and now I might be paying the price. I need to see about getting a free credit score first, but it might be that I may not be able to get married for a while if it’s as bad as I think it is so that we have a chance at a future. That’s kind of sad.
I hope that someone reading this can learn from my mistake and do something before it’s too late. If I could tell my past self something, it would be to get the annual free score and if needed, sign up for debt counseling. I’m sure things wouldn’t have gotten this out of hand if I had a means to get rid of it back then, but now it’s much more difficult and I’m seeing hard times again. From here hopefully it won’t get any worse but with my job instability, it’s likely to repeat itself. I’ve definitely learned my lesson this time around and there’s no way I’ll be acquiring any more debt from here on out.
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